What happens when you have income, a business, and proof of work, but still cannot get credit?

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0:00A: I actually experienced the problem while in college with my co-founder. We had a website business, you know, we were just like making money. Like I was even a freelancer too, making money from random places. But when I tried to access credit, they asked for so much documentation just to reject us in the end. You’re good doing paperwork though. Yeah, man, like they just had me doing paperwork and stuff like that. So look, um, After that, like, I was like, okay, that’s a problem. And, you know, I’ve heard this my whole life, all these types of people that are earning online in non-traditional formats really struggle to access credit. So like, I didn’t have the solution for it at the time.